{"id":12901,"date":"2026-09-19T08:26:34","date_gmt":"2026-09-19T08:26:34","guid":{"rendered":"https:\/\/templacity.com\/?post_type=product&#038;p=12901"},"modified":"2026-09-27T15:14:03","modified_gmt":"2026-09-27T15:14:03","slug":"budget-and-money-planner-spreadsheet","status":"publish","type":"product","link":"https:\/\/templacity.com\/es\/product\/budget-and-money-planner-spreadsheet\/","title":{"rendered":"Budget &#038; Money Planner Spreadsheet (Google Sheets + Excel)"},"content":{"rendered":"<p>A budget spreadsheet that follows the year, not just the month. You log money on each month&#039;s tab and the plan-against-actual view works itself out, by paycheck and as needs, wants and savings.<\/p>\n<ul>\n<li><strong>Year<\/strong>: earned, spent and kept by month, every category against its plan, net worth, your debt-free date and your goals.<\/li>\n<li><strong>Jan to Dec<\/strong>: twelve month tabs, log on the right, plan against actual on the left.<\/li>\n<li><strong>Paychecks<\/strong>: every payday of the year from one date, with the bills that fall before the next check and what is left to spend.<\/li>\n<li><strong>Bills<\/strong>: a paid grid for all twelve months and a calendar that turns green as bills are paid.<\/li>\n<li><strong>Debt Payoff<\/strong>: snowball and avalanche side by side, with the debt-free date, the interest each costs and the order to pay.<\/li>\n<li><strong>Sinking Funds<\/strong>: the once-a-year bills, and what to put aside each month for them.<\/li>\n<li><strong>Savings Goals<\/strong>: targets with dates, and what each takes a month to reach.<\/li>\n<li><strong>Net Worth<\/strong>: what you own and owe, month by month, with a chart.<\/li>\n<li><strong>Settings<\/strong>: income sources, categories, groups and each category&#039;s plan.<\/li>\n<\/ul>\n<p><strong>What you get:<\/strong> a one-page PDF with two buttons. One makes a blank copy of the Google Sheet in your own Drive, the other a copy filled with an example so you can see every tab working first. The same workbook comes as two Excel files, blank and example, checked in Excel with every formula recalculated. No year is printed anywhere, so it starts the day you do.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A whole year of money in one spreadsheet: monthly budgets by paycheck, bills that turn green as they are paid, snowball and avalanche debt payoff side by side, sinking funds, savings goals and net worth.<\/p>\n","protected":false},"featured_media":12902,"comment_status":"open","ping_status":"closed","template":"single-product-bundle.html","meta":{"rank_math_title":"Budget Spreadsheet for Google Sheets and Excel | Templacity","rank_math_description":"A yearly budget spreadsheet for Google Sheets and Excel: paycheck budgets, bill tracker, debt payoff, sinking funds, savings goals and net worth.","rank_math_seo_score":"","_templacity_copy_live":"","_templacity_faq":[]},"niche":[337],"template_type":[],"templacity_topic":[],"product_brand":[],"product_cat":[24],"product_tag":[44],"class_list":["post-12901","product","type-product","status-publish","has-post-thumbnail","niche-spreadsheets","product_cat-spreadsheets","product_tag-google-sheets","first","instock","downloadable","virtual","purchasable","product-type-simple"],"_links":{"self":[{"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/product\/12901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/comments?post=12901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/media\/12902"}],"wp:attachment":[{"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/media?parent=12901"}],"wp:term":[{"taxonomy":"niche","embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/niche?post=12901"},{"taxonomy":"template_type","embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/template_type?post=12901"},{"taxonomy":"templacity_topic","embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/templacity_topic?post=12901"},{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/product_brand?post=12901"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/product_cat?post=12901"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/templacity.com\/es\/wp-json\/wp\/v2\/product_tag?post=12901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}